Share Your Story

Picture this. You suffer an injury and immediately head to an in-network hospital for emergency care. A few weeks later, you get a bill in the mail explaining your insurance company forced your emergency doctor – the one you thought was covered – out of network. Now you have to pay, all because your insurance company would rather make money than do their job.

 

Scenarios like this happen all too often, but it doesn’t have to be that way. Your voice is the strongest tool in our fight to educate lawmakers on the surprise insurance gap. So tell us your story — when you got stuck with a surprise bill, when you fought for your rights with your insurance company — and help end the surprise insurance gap once and for all.

WHAT IS THE SURPRISE INSURANCE GAP?

Insurance companies are forcing emergency department doctors, radiologists, anesthesiologists and other physicians from your coverage network – leaving patients like you to foot the bill.

WHAT DOES IT MEAN FOR ME?

If you have a medical emergency and go to your in-network hospital, you may still receive out-of-network care. Through no fault of your own or the physician’s, you’re getting less coverage and more bills your insurance company should be covering.

HOW DO WE FIX IT?

End the Surprise Insurance Gap is working to pass laws that stop insurance companies from shifting costs to patients, ensuring you have access to the emergency physicians and care you need.

Active Legislation

Pending Legislation

Monitoring

Take Action In Your State

State legislatures are beginning to study the surprise insurance gap, and we are working in states across the country to pass legislation that will end the gap.

 

Click on your state to find out what’s happening, and how you can join the fight.

DID YOU KNOW?

Sixty-two percent of ER doctors say most health insurance plans provide less than adequate coverage for emergency care visits

Patients and physicians are working together to end the coverage gap

End the Surprise Insurance Gap is led by Physicians for Fair Coverage (PFC). PFC is a multi-specialty alliance of doctors nationwide, who are advocating to improve patient protections, promote transparency in the health system and increase access to care. Learn more at thePFC.org.

Think your health insurance has your back? Think again. We’re here to tell the truth about surprise billing.